Atkins Savings Bank & Trust
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Auto Insurance

Personal auto policies provide liability and physical damage coverage's.  Liability coverage protects insured from liability while physical damage coverage protects the insured vehicle.


Commercial Insurance

Protects a business from financial loss by adverse events that can take place within normal business operations. This includes coverage for the business building, liability, commercial auto and workers' compensation. We also have access to many specialty products for your coverage needs specific to a particular business operation.


Crop Insurance

Protection for agricultural producers and their crops form natural disasters such as hail, drought, excessive moisture, plant disease, insect infestations, wind, frost/freeze, fire & many other covered perils; while also offering protection from loss of revenue due to sudden decline in agricultural commodity prices.


Agribusiness Insurance

Protects farm owners from financial loss by combining the unique coverages of person lines and commercial lines to safeguard their farm from personal and business types of exposures.


Homeowners/Renters Insurance

Protection for your home, other structures, and personal belongings with additional coverage provided for personal liability.  Most standard homeowner's policies include the following essential types of coverage:


a.  Coverage for the dwelling; including attached structures

                                          b.  Coverage for other structures; including detached garages and garden sheds

                                          c.  Coverage for personal property

                                          d.  Additional living expense/loss of use

                                          e.  Personal Liability

                                          f.  Medical payments to others

Renters insurance policies follow the same structure noted above with removal of coverage's a (dwelling) and b (other structures). 


The Bank’s Insurance Products:

  • Are not a deposit account or other obligation of any depository institution or any affiliate of any depository institution.

  • Are not guaranteed or insured by any depository institution or any affiliate of any depository institution.

  • Are not insured by the Federal Deposit Insurance Corporation (FDIC).

  • Are not insured by any federal government agency, except in the case of Federal Flood Insurance or Federal Crop Insurance.

  • There is investment risk, including the possible loss of value. 

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