Rates
Interest rates are subject to change without notice.
Certificates of Deposit
| Terms (Months) | Balance | Rate | APY |
|---|---|---|---|
| 91 Day | Minimum Opening Deposit $1,000* | 0.50% | 0.50% |
| 182 Day | Minimum Opening Deposit $1,000* | 4.25% | 4.30% |
| 12 | Minimum Opening Deposit $1,000* | 4.15% | 4.19% |
Rates Effective as of April 8, 2025. Subject to penalty for early withdrawal on Certificate of Deposits.
Adjust-A-Rate CD
You have the option during the first term (18 month term to 60 month term) of this account to exchange the interest rate for a new interest rate. The new rate will be the interest rate we are offering on any other time deposit of equal term to maturity as the original term of the account. This exchange will be at no cost to you. If you make an exchange, the maturity date of the account will remain the same as originally scheduled. You may exercise this exchange option once during each maturity
| Terms (Months) | Balance | Rate | APY |
|---|---|---|---|
| 18 | Minimum Opening Deposit $1,000* | 4.00% | 4.04% |
| 24 | Minimum Opening Deposit $1,000* | 3.85% | 3.89% |
| 36 | Minimum Opening Deposit $1,000* | 3.75% | 3.79% |
| 60 | Minimum Opening Deposit $1,000* | 3.50% | 3.53% |
Rates Effective as of April 8, 2025. Subject to penalty for early withdrawal on Certificate of Deposits.
Money Market Account
| Balance | Rate | APY |
|---|---|---|
| Minimum Opening Deposit $1,500* | 0.50% | 0.50% |
Rates are effective as of June 28th, 2022. Rates may change after your account is open. Fees may reduce earnings.
NOW Account
| Balance | Rate | APY |
|---|---|---|
| Minimum Opening Deposit $800* | 0.50% | 0.50% |
Rates are effective as of June 28th, 2022. Rates may change after your account is open. Fees may reduce earnings.
Passbook Savings
| Balance | Rate | APY |
|---|---|---|
| Minimum Opening Deposit $25* | 0.50% | 0.50% |
Rate effective as of June 28th, 2022. Rates may change after your account is open. Fees may reduce earnings.
IRA Variable Rate
| Balance | Rate | APY |
|---|---|---|
| Minimum Opening Deposit $1,000* | 4.50% | 4.59% |
Rate effective as of January 7, 2025. Rates may change after your account is open. Fees may reduce earnings.
APY = Annual Percentage Yield
*Minimum balance to open and obtain APY
