Atkins Savings Bank & Trust
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Rates

Interest rates are subject to change without notice.

Certificates of Deposit

Terms (Months) Balance Rate APY
91 Day Minimum Opening Deposit $1,000* 0.50% 0.50%
6 Minimum Opening Deposit $1,000* 3.55% 3.58%
12 Minimum Opening Deposit $1,000* 5.10% 5.16%

Rates Effective as of May 16, 2023. Subject to penalty for early withdrawal on Certificate of Deposits.

Adjust-A-Rate CD

You have the option during the first term (18 month term to 60 month term) of this account to exchange the interest rate for a new interest rate. The new rate will be the interest rate we are offering on any other time deposit of equal term to maturity as the original term of the account. This exchange will be at no cost to you. If you make an exchange, the maturity date of the account will remain the same as originally scheduled. You may exercise this exchange option once during each maturity

Terms (Months) Balance Rate APY
18 Minimum Opening Deposit $1,000* 4.35% 4.40%
24 Minimum Opening Deposit $1,000* 4.00% 4.04%
36 Minimum Opening Deposit $1,000* 3.25% 3.28%
60 Minimum Opening Deposit $1,000* 2.75% 2.77%

Rates Effective as of May 16, 2023. Subject to penalty for early withdrawal on Certificate of Deposits.

Money Market Account

Balance Rate APY
Minimum Opening Deposit $1,500* 0.50% 0.50%

Rates are effective as of June 28th, 2022. Rates may change after your account is open. Fees may reduce earnings.

NOW Account

Balance Rate APY
Minimum Opening Deposit $800* 0.50% 0.50%

Rates are effective as of June 28th, 2022. Rates may change after your account is open. Fees may reduce earnings.

Passbook Savings

Balance Rate APY
Minimum Opening Deposit $25* 0.50% 0.50%

Rate effective as of June 28th, 2022. Rates may change after your account is open. Fees may reduce earnings.

IRA Variable Rate

Balance Rate APY
Minimum Opening Deposit $1,000* 5.00% 5.12%

Rate effective as of October 18, 2023. Rates may change after your account is open. Fees may reduce earnings.

 

APY = Annual Percentage Yield

*Minimum balance to open and obtain APY

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